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Government Housing


This branch deals with the recovery of the loan from the borrowers who had taken loan for construction of houses. The scheme of loan has been abolished w.e.f. 1983. As on date the loanees have to return the loan amount to the Government.



Frequently asked questions (FAQs) -


   
Ans Please submit your permanent A/c no or ref. no, for knowing the status of your case

as per record.




Ans

Yes. Three copies of challans of each principal amount and interest are prepared & issued.




Ans After verifying the scroll/ ledger account, the principal & interest due up to date, is prepared
immediately. After that, the loanee can obtain the challan and deposit the amount in
StateBank Of India, I.P.Estate, I.T.O., New Delhi.

   
Ans

There is no such policy and order to waive of the loan.




Ans All the documents shall be handed over or sent by registered post only after clearing

all dues (principal & interest) after satisfying the conditions given below:





(A) Subject to submission of three specimen signature of the loanees,  copy of Ration Card and copy of Election I-Card duly attested  by gazetted officer.





(B) In case of death, the legal heir/ heirs have to submit the IndemnityBond on non judicial paper of Rs.100/- (format added) with passport size  photograph, the death certificate of loanees and noc / affidavits (format added) of other legal heirs duly attested by the concerned area  Sub-Divisional-Magistrate.




Ans This can be registered with the Sub-Registrar’s office pertaining to your area.

Ans The loanee has to submit on non-judicial stamp paper (format added)of Rs. 100/- with one
passport size photograph and enclose all the original documents which have been released.


Ans

This will have to be searched manually in all the records which may take some time.




Ans

If the loanee is not defaulter and regularly paying installments, the noc may be issued.




Ans Yes indeed, if correct A/C no. and other details are immediately provided.


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